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CRA's Section 109: What it is and why you can't ignore it

If your bank has or plans to have interstate branches, you need to know about “Section 109" of the Riegle–Neal Interstate Banking and Branching Efficiency Act of 1994 (Interstate Act). According to Section 109, your bank can’t take in deposits outside your home state and fail to meet the credit needs in those communities.

Join the nation’s leading CRA expert and author, Dr. Ken Thomas, to learn more about Section 109, why it’s becoming more heavily scrutinized during CRA exams, and how to ensure your bank avoids violating it. Plus, you learn what your bank can do if it doesn’t currently meet the requirements (Hint: you need to act fast). 

Watch now and avoid the consequences of inaction!

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