Software to Streamline

Community Reinvestment Act (CRA) Management

Running a CRA program is no small task. Tracking data across spreadsheets, emails, or outdated software makes it even harder. You need one centralized solution for all your CRA data. You need Kadince.

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Always Be Prepared for Exams

With Kadince, you can confidently prepare for CRA exams or the Loan Register without sacrificing evenings or weekends. By tracking and mapping all your CRA data in one platform, everything you need is already at your fingertips. Outstanding rating? Let’s get there together.

Loans

  • Import, geocode, map, and categorize all loans (commercial and consumer)

  • Route potential community development loans through a qualification process

  • Analyze lending distribution and identify performance gaps

  • Keep supporting documentation securely tied to each loan

  • Measure progress toward real-time goals and benchmarks

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Investments

  • Automatically geocode investments (including donations/grants)

  • Route investments for CRA review and qualification automatically

  • Attach supporting documentation to each investment for streamlined tracking

  • Create detailed, exam-style reports in minutes

  • Stay on track with CRA goals and benchmarks

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Services

  • Effortlessly track and manage volunteer activities and hours

  • Use web-based forms to collect service hours with ease

  • Automatically log hours after events to ensure none are missed

  • Automate CRA review tasks with Kadince workflows

  • Measure the impact of your bank’s services and progress toward goals

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Exams & Loan Register Submissions

  • Be prepared for CRA exams and Loan Register submissions at any time

  • Keep all CRA data and supporting documentation centralized

  • Build reports in formats tailored to examiner preferences

  • Provide limited login access to examiners for a smooth review process

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Custom Pricing, Fast and Easy

We’ll create a pricing proposal tailored to your goals and needs—delivered within four Kadince business hours. See the value we bring to your organization.

Stop Juggling Multiple Tools and Systems

Tracking CRA loans, investments, and service hours manually is both frustrating and inefficient. Kadince streamlines the entire process, saving you time and serving as your all-in-one solution for CRA management.

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What Our Customers Say

Hear from the institutions that trust Kadince to simplify their processes.

"The Kadince software made a significant difference during our recent FDIC CRA exam. A process that often feels overwhelming and stressful became much more manageable, especially as we discovered how to best utilize Kadince to share the information and data we had gathered to support our community development activities."

First Foundation Bank’s CRA Team

"During our last exam, we gave examiners limited access to our Kadince system. They had never used Kadince before, so we gave them a quick tutorial and off they went. I've been doing CRA for about 20 years, and this was the first time examiners didn't have many questions because all the documentation was attached to each loan. This was the easiest exam I have ever experienced. Kadince, what took you so long?"

Darnell James
CRA Data Manager, CIBC Bank USA

"Kadince has helped my team streamline the process of gathering our bank’s community development activities. We used to accomplish this task manually. We just had our CRA exam, and examiners were very impressed with the Kadince system. We gave them access to all our CD activities, and all the data was right there for them. They hadn’t encountered a bank using the Kadince system, and they expressed that it would be very beneficial if all banks used Kadince, both for the bank and the examiners. Our CRA exam data validation went smoothly without any delay, and the entire CRA exam process was completed efficiently in a timely manner."

NV-based Bank

"Examiners love that we upload everything as attachments. They don’t have to dig through hundreds of loan docs because we’ve already uploaded everything they need into Kadince. And I love that examiners don’t get to snoop around. The ‘External Reviewers’ role we assign keeps them focused. It allows them to see what they need to, but not everything in our Kadince database."

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Tonia Taylor
SVP, Director of Compliance, QCR Holdings

"As a Kadince user, we have been able to grow and learn along with the platform and all of its enhancements. We give them a lot of kudos to our successful exam in 2024 that all of our CD reports mirrored each other and ease of individual entry view for examiners. They loved it!"

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Dawn Lacroix
Community Engagement Impact Leader, SouthState Bank

Designed for Your Success

Everything you need to succeed, so you can focus on what matters most.

Unlimited users
Unlimited data storage & retention
Ongoing customer support
Easy import/export
Self-service custom fields
Robust API
Enterprise-grade security
Cloud-based access

Ready to Better Manage Your CRA Data?

Choosing new software is a big decision, but Kadince makes it simple. Intuitive, user-friendly, and built to streamline your processes, Kadince is the smart choice for your institution.

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