Software to Streamline

Loans

Managing and analyzing loans for CRA compliance can be time-consuming and frustrating. Spreadsheets and outdated software aren’t enough, and constant reminders to coworkers only add to the challenge. Luckily, there’s a better way.

 A man and woman are standing in a kitchen, smiling and holding a piece of paper.

Import, geocode, map, and categorize all loans (commercial and consumer)

  • Import all loans into Kadince through system integrations or .CSV uploads.

  • Automatically identify small business, small farm, and home mortgage loans inside or outside your assessment areas, as well as potential community development loans.

  • Auto-populate tract details like MSA, state, county, and tract code.

  • See demographic details, including income, population, and housing.

  • Create maps that visualize your loans to ensure equitable distribution and identify opportunities.

Route potential community development loans through a qualification process

  • Automatically route loans to the appropriate reviewer(s) based on preset criteria.

  • Add supporting documentation, impact details, and qualifying rationale to tell each loan’s story

  • Streamline reviews with workflows and logic to reduce manual intervention.

  • Use artificial intelligence to identify eligible loans and draft qualifying rationales.

Analyze lending distribution and identify performance gaps

  • Use real-time data to uncover lending gaps and monitor distribution trends.

  • Gain insights to strengthen CRA compliance and performance.

  • Generate reports to evaluate performance by assessment area, income level, or loan category.

  • Track progress over time to identify improvements and refine strategies.

Keep supporting documentation securely tied to each loan

  • Attach files directly to loans for seamless access and integration.

  • View supporting documents alongside loan data for better context.

  • Provide one-click access to documents in exam-style reports for examiners.

  • Keep documents organized and secure with a centralized system.

Measure progress toward real-time goals and benchmarks

  • Create dynamic, real-time reports for geographic, revenue, income, and assessment area credit distribution.

  • Tailor reports for examiners, auditors, committees, and other stakeholders.

  • Share reports and maps effortlessly with team members or external parties.

  • Analyze strengths and weaknesses in CRA lending performance to improve outcomes.

Designed for Your Success

Everything you need to succeed, so you can focus on what matters most.

Unlimited users
Unlimited data storage & retention
Ongoing customer support
Easy import/export
Self-service custom fields
Robust API
Enterprise-grade security
Cloud-based access
Trusted by Financial Institutions Across the Nation

Ready to Better Manage Your Loans?

Choosing new software is a big decision, but Kadince makes it simple. Intuitive, user-friendly, and built to streamline your processes, Kadince is the smart choice for your institution.

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