Kadince Blog

By Jaidyn Crookston | October 31, 2023 | 10 Minute Read

Whether you like it or not, Community Reinvestment Act (CRA) regulatory change is here.    Unless you’re near retirement age and can say, “I’m out,” the new CRA rules are likely to bring more pressure to your department and make y...

By Jaidyn Crookston | October 25, 2023 | 7 Minute Read

Ever feel like you’re missing the CRA support you need? Having to comply with the Community Reinvestment Act (CRA) means tracking a lot of data and learning a lot of new information. But resources are scarce for bankers coming into ...

By Jaidyn Crookston | August 21, 2023 | 5 Minute Read

Managing one CRA program is hard enough. Can you imagine overseeing four at once?    “It isn’t easy,” says Tonia Taylor, SVP and Director of Compliance at QCR Holdings, a holding company that owns four separate chartered banks.  ...

By Jaidyn Crookston | July 05, 2023 | 11 Minute Read

CRA Officers are often told to build relationships throughout their financial institution. These relationships will help your CRA program grow, provide fresh volunteers, help you mine for community development loans, and overall hel...

By Jaidyn Crookston | December 06, 2022 | 8 Minute Read

Your CRA exam is finally over. (Longest 2–3 months of your life, right?)   First of all, take a deep breath. Pat yourself on the back. The last several months have been a stressful blur of paperwork, examiners, and “why didn’t thi...

By Jaidyn Crookston | September 13, 2022 | 11 Minute Read

If you’ve ever had a brilliant idea at work before, you know that gathering support for it can be hard. Not everyone is going to love your idea, and even those who do may be hesitant to throw their support behind you. But if you wan...

By Jaidyn Crookston | August 09, 2022 | 10 Minute Read

You’ve probably heard the term before: community development loan mining. Ugh. What a chore.    But as a CRA Officer or CRA Analyst, it’s your job to identify all CRA-eligible loans originated by your bank.    But that doesn’t m...

By Jaidyn Crookston | April 26, 2022 | 8 Minute Read

Traditionally, preparing for a CRA exam has been a long, frustrating process. There’s so much to do, and CRA Officers often don’t have the support they need to do it all. Instead of spending week upon endless week preparing for your...

By Jaidyn Crookston | March 22, 2022 | 7 Minute Read

Are you part of a small CRA team? Many CRA departments are made up of only one or two people, and this makes it difficult to get everything done.    You’ve been charged with meeting the credit needs of your community, which means tr...

By Jaidyn Crookston | January 04, 2022 | 9 Minute Read

(Don't forget to download the free PDF, "26 Questions to Ask Yourself When Building Your CRA Plan for the New Year." This list of questions will help you think about your CRA program and build the perfect plan to promote your progra...